How and where is it profitable to buy a currency?

So the holiday season comes, and despite the care restrictions, most Russians prefer to be sought on the beach abroad, even with some bureaucratic difficulties.

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Currency!

For example, now, upon the course of the dollar in the foreign exchange market in 72.23 rubles, Sberbank will buy from you $ 70.31, and sell for 74.04, VTB buys 70.3, and sells 73.95. In both cases, the spread in more than 3.5 rubles is a lot, in relative terms to the market price is ~ 5%!

Therefore, it’s time to forget about currency exchanges in banks and buy currency on the stock exchange. Most brokers, it is sold by 1000 $ lots, but

VTB broker can buy dollars with delivery to your account tomorrow at 73,1850, and sell 73,1800. The spread is only 0.005 rubles or 0.0068%. Of course, you need to bring the broker’s commission, VTB is 0.05%, the exchange commission is 0.0015% and a few more rubles, if you buy not a complete lot.

Next, you just need to transfer money from the brokerage account to currency and either to remove the cash or pay the currency card. As a rule, if one organization is both a bank, and a broker, there are no commissions for the translation from the brokerage account. However, the current commissions are best to specify in each case from their broker separately

It’s all Z.